EBSINS Blog Insurance for Children Charlotte NC

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June 14, 2012

Insurance for Children Charlotte NC

in Wilmington & Charlotte NC You can purchase affordable BlueCross BlueShield of NC Health Insurance, Blue Advantage Saver or Blue Options HSA policy to cover your child or adopted/foster child without being covered by the policy yourself. Your child will receive full plan benefits, including immunization, well-child and well-baby care coverage. When you apply, be sure to enter your child’s information (name, gender and birth date) as the primary applicant. If you plan to cover multiple children, each child must have his or her own policy, so you’ll need to apply for each policy separately. Multiple children may be covered on the same policy, as long as the parent is also covered by that same policy. You can cover children up to age 26 on your policy, as long as they are your legal dependents. However, children under age 18 are not eligible to have their own health savings account. Children under age 18 are subject to certain tax guidelines. Consult a tax professional for more information.Our Blue Advantage Saver is a PPO plan that allows you to make certain decisions about what benefits you really need. If you want lower monthly premiums, you can choose a higher deductible. If there are some coverage benefits you may not need, such as brand-name prescriptions, you can choose a plan without that benefit and lower your premiums even more. Traditional copayments for primary care visits12 also help you manage your expected health care expenses. + Lower premiums + Fewer benefits at a copay



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